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May 28, 2012 @ 11:27 AM

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Gabel Financial Services

GABEL FINANCIAL SERVICES

Welcome to the web site of Gabel Financial Services. This business is led by Charles T. Gabel ChFC, CLU, a financial professional with over 25 years of experience in the financial services industry.  Mr. Gabel works with individuals and businesses, helping them meet their risk management and investment strategy needs.  In addition, Mr. Gabel focuses on retirement planning, estate planning strategies and employee benefit markets.

His achievements include earning the Chartered Financial Consultant (ChFC) and the Chartered Life Underwriter (CLU) professional designations from the American College.  In addition, Mr. Gabel is a member of the AXA Equitable Hall of Fame and a perennial qualifier of MDRT (Million Dollar Round Table).

He is also very involved in the Grosse Pointe Rotary, St. John's Hospital Guild and the Ruby McCoy Foundation.

We hope you find this web site helpful!  Feel free to view the many informative articles and use any of the helpful financial planning calculators. 

We look forward to hearing from you soon!

Newsletters

Tax Law Keeps S Corporations Attractive

S corporations are more common than C corporations and partnerships, perhaps because they are not subject to the corporate tax. Instead, profits and losses flow directly to shareholders, who are currently taxed at lower individual income tax rates. Read why reorganizing as an S corporation may be a smart move.

Tax Changes for 2012

Mandatory annual inflation adjustments generally affect federal income tax brackets, retirement plan contribution limits, and estate tax exemption levels. Here are some of the major changes that could affect readers in 2012, with a table showing 2012 income thresholds for the six federal income tax brackets.

Leaving Your Home Out of the Retirement Equation

Plummeting home prices and increased borrowing cut U.S. home equity by more than 60% during the Great Recession — and housing prices have not yet recovered. This article considers the potential drawbacks of depending on home equity to help fund retirement.

Tracking the Rise of Target-Date Funds

Investments in target-date funds have grown during the last decade. They are often the default choice in employer-sponsored retirement plans and viewed favorably by some investors for their helpful approach to asset allocation. This article explains the advantages and disadvantages of these funds and cautions potential investors about several common misconceptions.

More Newsletters →

Calculators

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

More Calculators →

Contact Info

Phone: (313) 885-9000

charles.gabel @axa-advisors.com

Local Office | Branch Office