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May 28, 2012 @ 11:27 AM

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Gabel Financial Services

GABEL FINANCIAL SERVICES

Welcome to the web site of Gabel Financial Services. This business is led by Charles T. Gabel ChFC, CLU, a financial professional with over 25 years of experience in the financial services industry.  Mr. Gabel works with individuals and businesses, helping them meet their risk management and investment strategy needs.  In addition, Mr. Gabel focuses on retirement planning, estate planning strategies and employee benefit markets.

His achievements include earning the Chartered Financial Consultant (ChFC) and the Chartered Life Underwriter (CLU) professional designations from the American College.  In addition, Mr. Gabel is a member of the AXA Equitable Hall of Fame and a perennial qualifier of MDRT (Million Dollar Round Table).

He is also very involved in the Grosse Pointe Rotary, St. John's Hospital Guild and the Ruby McCoy Foundation.

We hope you find this web site helpful!  Feel free to view the many informative articles and use any of the helpful financial planning calculators. 

We look forward to hearing from you soon!

Newsletters

Insurance for Two Could Benefit Your Heirs

Survivorship life insurance offers a way to help a couple's heirs pay estate taxes, probate costs, and other final expenses — and could be especially important after 2012 when the federal estate tax is scheduled to be significantly higher. Even if the estate tax doesn't apply to an estate, the insurance proceeds could benefit heirs or a favorite charity.

Favorable Dividend and Capital Gains Tax Rates Extended—for Now

The 2010 Tax Relief Act extended the 15% maximum tax rates on qualified dividends and long-term capital gains through December 31, 2012. But without further legislation, dividends will be taxed at ordinary income tax rates and capital gains tax rates will return to 20% (23.8% for investors in the two highest tax brackets) in 2013.

HOT TOPIC: Why Watch the Employment Situation

Labor reports showed some signs of improvement in the second half of 2011. This article takes a closer look at the official reports that track employment, factors that held back job creation after the recession officially ended, and whether recent gains are enough to spark more robust growth.

Pick Up This Split for Long-Term Retirement Income

The number of Americans aged 90 or older almost tripled from 1980 through 2010 and is projected to quadruple by 2050. As people live longer they may need to fund a longer-than-expected retirement. This article discusses how a split-annuity strategy could help provide a long-term income stream.

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Calculators

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

More Calculators →

Contact Info

Phone: (313) 885-9000

charles.gabel @axa-advisors.com

Local Office | Branch Office